As a senior or resident of Ruidoso, NM, understanding the types of Medicare coverage available for preventative services can help minimize financial strain and unexpected medical costs. If you’re living in Ruidoso, NM, Family Insurance Associates can walk you through the process of breaking down coverage options for preventative services with Medicare.
Medicare Part A (Hospital Insurance)
With Medicare Part A in Ruidoso, NM, you can expect the following preventative services to be covered:
- Screenings: Basic screenings such as mammograms may be covered annually or with baseline coverage, depending on age.
- Bone Density: Bone density tests are also covered for individuals with an increased risk of osteoporosis.
- Colon Screenings: Colorectal screenings can help prevent the onset of severe or life-threatening colon cancer and other gastrointestinal diseases.
- Diabetes Monitoring and Screenings: People at high risk for diabetes may also receive ongoing diabetes screening and glucose monitoring services.
Medicare Part B
Medicare Part B, or Medical Insurance, offers coverage for the following preventative services:
- Wellness checkup: Blood work and checkups are included
- Screenings: Screening for smoking, obesity, depression, HIV, sexually transmitted diseases (STDs), infections, and even cardiovascular diseases.
- Immunizations: Flu shots, hepatitis B shots, and pneumococcal shots are also covered.
Medicare Part C
Medicare Advantage Plans also provide the following:
- Comprehensive Coverage: Comprehensive solutions may go beyond what is offered with standard Medicare Part A & B plans.
- Additional Coverage: Additional coverage options may be available for dental and vision health needs.
For those living in the Ruidoso, NM region, Family Insurance Associates is here to help you find a Medicare plan that is right for you. To learn more about Medicare coverage for preventative services in and around Ruidoso, NM, contact Family Insurance Associates to schedule your consultation today.
