Renters Insurance

If you live in a rented house in New Mexico, the landlord's insurance only covers his building. For this reason, you need renter’s insurance to protect your personal belongings. It's designed to help protect you and your belongings. An insurance policy will protect you financially and give you peace of mind. Whether you are renting a single-family home or an apartment, at Family Insurance Associates in Ruidoso, NM, we can help get you started on a renter’s insurance policy.

A basic renters insurance policy has the following coverage options:

Personal Belongings

Replacing personal belongings can be very expensive. The expense can strain an individual financially. This coverage will pay for the cost of replacing your personal belongings. If you own expensive things like jewelry, art, or any other valuable belongings, make sure they are included for protection when purchasing renters insurance.

Liability Coverage

You may not always be able to prevent some situations. A visitor can get injured or have their property damaged while at your residence. This coverage will pay for medical expenses and property damage. It will also pay for lawsuit expenses if you are sued.

Additional Living Expenses

If your house is damaged to the point of being uninhabitable, you will need a place to stay temporarily. This coverage pays for hotel expenses for you and your family as the house is being repaired.

Protect Your Car

Auto insurance does not cover everything. Your car can be broken into or damaged. When purchasing renter’s insurance, you can also protect your vehicle from theft and vandalism.

Renters insurance is not limited to the above-mentioned coverage options. If you need a renter's insurance policy in New Mexico, you can call or visit us at Family Insurance Associates in Ruidoso, NM. We will help you acquire renter’s insurance that fits your lifestyle and make sure you fully understand your policy.

Our experience and modern tools of administration help us process claims and policies efficiently. Take the right step and we will help you protect your belongings.