At Family Insurance Associates, we want our customers in Ruidoso, NM, to understand the significance of their vision and dental insurance policies. While employers often provide this coverage, self-employed individuals need to purchase their own. Although it may seem costly, many vision plans help cover surgeries that could eliminate the need for glasses or contact lenses.

The Role of Vision Coverage in Eye Surgeries

Some vision policies offer partial coverage for LASIK procedures. LASIK surgery improves an individual’s visual acuity by reshaping the cornea. Vision policies that partially cover LASIK typically negotiate a discounted price with the doctors who accept their insurance. This discount ranges, on average, from 15% to 50% off.

Glaucoma surgery and other treatments, such as eye drops or laser sessions, may be covered depending on the vision insurance policy. However, most vision policies also cover glaucoma screenings.

Most vision policies do not cover other types of surgery, such as cataract removal. Even though cataracts involve a person’s eyes, Medicare and private health policies cover this common surgery.

Understanding Your Policy

The only way to know what your policy covers is by reading it. Your complete policy documents include every item covered, including surgery. Carefully read your policy’s "Coverage" section to find out what it provides. Most policies renew annually, so if you find out that yours does not cover what you need, we can help you change policies.

Get Your Policy Reviewed Today

Don’t delay addressing your eye health, Ruidoso, NM! Contact Family Insurance Associates today to review your policy and ensure your dental and vision insurance covers what you need.