Home security systems can include a wide variety of devices but some experts believe all you really need is a good video surveillance system with a couple of extra features like still image capture and two-way voice communication. If you live in the Ruidoso, NM area and are looking into home security systems, the agents of Family Insurance Associates have helpful information you may need. Buying the right surveillance equipment will allow you to accomplish your goals without having to install different devices.

Eyes and Ears On Your Home

A video surveillance system allows you or a professional monitoring center to have eyes and ears on your home at all times. What this means is that you will have 24-hour coverage any time that a motion detector sends an alert that someone is on your porch or near your video cameras. This not only gives you ample opportunity to act, but it also will help you identify the person on your property.

Two-Way Voice Communication

Many security cameras, including the new video doorbell viewers, have two-way voice communication capabilities that allow you to talk to the person in real-time. This gives you an opportunity to keep them engaged long enough to get a good picture as well as get additional information as to why they are there.

Strategically placing your cameras so that all of your entrances are covered can help you stop a break-in before it is attempted. Video surveillance cameras have many features that can accomplish the majority of your security goals. The agents at Family Insurance Associates serve the residents of Ruidoso, NM and are always available to provide the information you need to make an informed decision when it comes to buying the best home security cameras on the market. Call today!

Homeowner’s insurance is a common way to protect your property in and around the home. This can be especially important in cases of large scale losses like natural disasters and fires. People who have pets or children can also be covered under a homeowner’s policy for damages they cause away from home as well. Many types of coverage should be discussed with an insurance professional like the ones at Family Insurance Associates to determine your specific needs.   

Each state has its own insurance laws and common kinds of incidents that usually occur due to weather and location. The Ruidoso, NM area has some specific threats from wildfires and extreme winds due to the geography of the state. The government has published an official document to provide more information about these disasters and how insurance coverage can help. Your homeowner’s policy may be able to cover the cost of damage as well as provide other temporary forms of assistance during repairs and relocation if necessary. It is also recommended to review the policy each year to learn specifics about coverage amounts and specific types of coverage that apply to your home. Having adequate coverage will help your life get back to normal if significant losses have occurred. Insurance companies will usually send an adjuster to verify the damages and then issue funds to help with repairs and other necessary changes during recovery time. 

If you are looking for a homeowner’s insurance company serving the Ruidoso, NM area and beyond, please contact Family Insurance Associates. Insurance professionals can speak to you about creating a policy tailored to your situation at the right cost. You can provide specific details about your home, family, and living situation to get the appropriate answers and proper kinds of coverage. Contact us for a quote.